A long-term care rider gives you access to your life insurance payout while you’re still alive to help pay for long-term care ...

Long-term care insurance is a product designed to help you plan for the financial burden associated with a potential need for long-term care later in life. And that burden isn't just a costly one, ...

None of us wants to think we'll need long-term care when we get older, but the odds are roughly even that we will. Which is ...

Taking care of yourself as you age is becoming a huge expense for the record 4.18 million Americans who turned 65 last year. According to actuarial firm Milliman, the average person in this age group ...

As our population continues to age and life expectancies rise, the need for long-term care services has become an increasingly important consideration for many people. But while this type of medical ...

Mutual of Omaha offers standalone long-term care (LTC) insurance, an increasing rarity in the life insurance space. It has an age cap of 79 in most states and boasts outstanding customer service, both ...

Stand-alone long-term care insurance policies have been waning in popularity, owing to a combination of skyrocketing premiums and difficult claims experiences by consumers. In their place, so-called ...

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...