FD-backed credit cards use fixed deposits as collateral, offering easy approval, lower risk and interest, continued FD returns and a way for new or low-score users to build credit safely.

Fixed deposit: FD has emerged as the best option in small savings schemes today. Due to the rising interest rates of fixed deposits (FD Benefits), salaried persons, senior citizens, and others have ...

PPF is a government-backed scheme with a tenure of 15 years. It offers an attractive interest rate, which is usually higher ...